Tier One Credit Solutions
Credit Repair Agreement Contract
Tier One Credit Solutions Credit Repair Agreement Contract
A - This agreement between Tier One Credit Solutions and the undersigned
________________ ___________________ is for the express purpose of credit report
improvement. Tier One Credit Solutions will execute the removal of inaccuracies, errors,
misrepresentations, or unverifiable information claims by the client on their credit
report(s). The client understands Tier One Credit Solutions is not a debt consolidation or
bill payment program. Tier One Credit Solutions agrees to act diligently in the pursuit of
this matter and will carry out this agreement within all Federal and States laws.
B - Tier One Credit Solutions agrees to perform
the service for this amount and states that there are no additional costs unless client has
new negative accounts, inquiries in a result of a new account or decline, or late pays that
cause a delay in the credit restoration process. Client understands that any new inaccurate items (inquiry, collection, late pay, public record or etc) will result in a later fee per item per
credit agency to have it removed. The client understands that Tier One Credit Solutions
Audit includes the evaluation of the credit profile and all correspondence associated with
the verification process. Full/ Partial payments for processing are non-refundable. All payments are credited towards the credit cleaning process.
C - Client understands that if they have open disputes with any other credit repair service
company, service with Tier One Credit Solutions will not begin until dispute is resolved.
Client is to act solely on the service with Tier One Credit Solutions and understands that
agreements with any other company can be conflicting.
D - The term of this agreement shall not exceed 180 days unless new negative reporting,
inquiries in a result of new credit or decline, or late pays will cause this contract to
exceed 180 days. If the client wishes to cancel agreement with Tier One Credit Solutions
at any time during service agreement, client must submit written request to Tier One
Credit Solutions. If Tier One Credit Solutions has worked on your file receiving positive
results then no refund will be granted. Tier One Credit Solutions will at any time end the
procedure if we conclude that no further work is necessary.
E - Due to the nature of this legal service, I understand that individuals that assist Tier
One Credit Solutions in this matter may view my file and its contents. All individuals
such as legal or research assistants and secretaries are aware of the sensitivity of these
documents. Tier One Credit Solutions and staff will take all reasonable measures to
ensure that this information will be handled in a responsible manner.
F - Tier One Credit Solutions will contact Equifax, Transunion and Experian on your
behalf to request an investigation to remove inaccurate negative items.
G - The client represents that disputed items to the best of their knowledge are either
incomplete, inaccurate, obsolete, unverifiable, and misleading. The client understands
that Tier One Credit Solutions will remove all inaccurate negative items on your credit profile
within 180 business days max of final submissions Via Equifax, Experian and
Transunion. *** Considering that all documents are scanned (jpeg or pdf) in color,
legible, and signed.***
H - The client understands that Tier One Credit Solutions is not a legal advisor and
cannot provide legal advice on any matter.
I - The client understands that Tier One Credit Solutions is not responsible for any legal
actions taken by creditors against the client mentioned in this contract prior, during or
after our services. The client understands services provided are directly for use of
disputing any information indicated above and not for any other use. The client
understands and agrees if the final results and a current credit report is not provided to
Tier One Credit Solutions within 45 days from this signed contract, then Tier One Credit
Solutions will assume the contract has been satisfied and the client’s file will be closed
without further notice.
J - The client understands that if at any time there is evidence of undisguised past
disputes with any of the three Credit Reporting Agencies, (Transunion, Equifax,
Experian), if documents are not scanned (jpeg or pdf) in color, legible, or signed with
matching addresses,
K - Client agrees to maintain the monthly membership with www.Creditchecktotal.com at
all times. If client fails to provide Tier One credit Solutions with full access, new log in information or not pay for the services will
results of any guarantees will be Null and Void due to Non-Disclosure by the Client and
or any person representing the Client. This will result in the client to restart the
credit restoration process,
L - I, the undersigned give Power of Attorney to Tier One Credit Solutions, for the sole
purpose of acquiring, requesting verification and disputing any information in regards to
my credit report(s). Final submissions occur 180 days after contract is signed by all
parties.
M - Client understands he or she cannot apply for new credit until the credit restoration
process is complete. By apply for new credit during the credit restoration process will
result in an additional fee per inquiry per credit agency or the this contract will be Null and Void.
At any time, client may request to cancel this contract once he or she is satisfied with his
or her credit scores. This may be done with a written letter address to Tier One Credit
Solutions requesting the credit restoration process to be stopped.
N - Client agrees to maintain current monthly obligations, failure to pay any current open
lines of credit will result of delay the credit restoration process and hinder the current
credit score.
O - No refunds; Process will begin 24 hrs after receipt of complete packet.
The Privacy Act Regulations
The Privacy Act of 1974, as amended at 5 U.S.C. 552a, protects records that can be retrieved by
personal identifiers such as a name, social security number, or other identifying number or symbol. An individual
is entitled to access to his or her records and to request correction of these records if applicable.
The Privacy Act prohibits disclosure of these records without the written consent of the
individual(s) to whom the records pertain unless one of the twelve disclosure exceptions enumerated in the Act
applies. These records are held in Privacy Act systems of records. A notice of any such system is published in the
Federal Register. These notices identify the legal authority for collecting and storing the records, individuals about
whom records will be collected, what kinds of information will be collected, and how the records will be used.
The Privacy Act binds only Federal agencies, and covers only records in the possession and control of Federal
agencies. The Department of Health and Human Services has specific Privacy Act Regulations.
All Parties have viewed and agreed with the above statements.
________________ _____________________ ___________________
(Client Full Name) Print Date
______________________________________ ____________________
(Signature) Date
Garey Henderson CEO March 31, 2016